What image comes to mind when you think about life insurance agents? Go ahead…be honest. We can take it.
In terms of negative stereotypes, insurance agents may be right up there with people who sell vacuum cleaners or used cars. We tend to be suspicious of anyone who’s trying to sell us anything, but when the product in question is as emotionally charged as life insurance, it’s easy to feel especially defensive.
At Final Wishes Covered, we’re working to ditch the stigma surrounding life insurance agents by providing a customer service experience that inspires confidence. When you shop for final expense life insurance with us, here are a few myths that we hope you’ll consider busted.
1. Some agents may be prioritizing their commission
Many life insurance agents work on commission, so as consumers, we may feel that these people can be a little pushy
The Final Wishes Covered customer sales team is made up of licensed, non-commissioned insurance agents. They are compensated hourly, and their priority is helping you find final expense life insurance that aligns with your needs and priorities.
2. Agents exaggerate the quality of what they’re selling
It may be true that a good salesperson can make just about anything sound worth buying, but when we say we believe in the products we offer, we really mean it.
The final expense life insurance plans we sell are in partnership with Oxford Life Insurance, a provider with an A.M. Best rating of A- (Excellent)*. A.M. Best is the oldest and most widely recognized source of financial reporting within the insurance industry, so a rating of Excellent represents a high level of financial stability and is the second highest rating achievable. This means that our customers can have confidence in Final Wishes Covered to maintain and deliver upon a policy’s promise. Oxford Life has been committed to building and maintaining their status as a trusted part of the life insurance community since the company was established in 1965.
So if we sound really passionate about what we’re selling, it’s because we know it’s coming from a place with 50+ years of experience and a fantastic reputation!
3. Getting an online quote means your phone will be ringing off the hook with calls from agents
A common concern that we hear from people is that they’re hesitant to get a life insurance quote or request information because they’re afraid they’ll be bombarded with sales calls.
The Final Wishes Covered customer sales team is made up of licensed, non-commissioned insurance agents.
They are compensated hourly, and their priority is helping you find final expense life insurance that aligns with your needs and priorities.
On the flip side of that last point, if you DO want to talk to us, we’re here!
Get in touch with us today to start talking about final expense life insurance options with an agent who’s focused on customers rather than commissions. We truly want to help you find a plan to help cover your end-of-life expenses and support greater financial peace for your loved ones.
In other words, at Final Wishes Covered, we don’t want to take you for a ride...we want to take you on a journey!
*Financial strength rating is current as of June 29, 2018, and is subject to change, and Oxford Life as a measure of the company's financial ability to pay claims and to honor any guarantees provided by the contract and any applicable optional riders. The rating is not an assessment or recommendation of specific products, policy provisions, premium rates, performance of the products, or to the practices of the insurance company.